Benefits of using Australian health insurance
Millions of benefits of using medical insurance during college in Australia
Maybe when you hear insurance, you will think of a guarantee for something. Car insurance – Car guarantee, home insurance – Home guarantee, etc. What about health insurance? Yup, guarantees your health.
For those of you who will/have studied in Australia, you are obliged to have health insurance, which lasts during your study period in Australia (this is important). This health insurance (like the above sense), will guarantee your health while in Australia if something goes undesirable (e.g. sick).
What happens if you are sick?
You might:
- Go to the doctor (pay consultation)
- Buy medicines at pharmacies (pay medication)
If the pain is not cured
- Go to the doctor (pay consultation)
- Brought to the hospital (pay administration)
- Using Ambulance (pay administration)
- Inpatient (Pay operations)
- Using Drug & infusion (pay medication)
See the word pay there? Without you realize all that will add, up to millions – millions.. Especially with you who still have to go to college, and when you work, you can not earn income because of this illness. So, parents are worried, lectures Gigandet, and the supply of money is thinning because it does not work. "Baby Nutmeg"
Create a curious, medical consultation fee in Australia around AUD 50/consultation (IDR 500 Thousand). Just like a fine fee if using public transportation without a ticket. How sick headache try.
Surely you don't want this to happen? The...
And this is where health insurance can help you.
With upfront payment (for students, about 5 million/year), you will be covered for 365 days, which includes
- Go to the doctor (free Consultation fee )
- Buy medicines at Pharmacies (refunds )
- Brought to the hospital (free )
- Using Ambulance (FREE )
- Admission (FREE )
- Using Drug & Infusion (FREE )
Each insurance body has a network of hospital partners and doctors who cooperate with them. When you use a partner outside the network, chances are you have to pay yourself. Consult the agency/provider of the insurance policy.
For some people, it may be absent in the payment of insurance above (feeling too healthy or other reasons). However, please note that this insurance is mandatory for you to take your college application in Australia. And as we explained above, when you are in college for 3 years, then the insurance paid is 3 years (in some cases, there are some additional months, until you graduate later). And everything is paid upfront. (already rules, cannot be negotiable – bargaining).
There are about 4 health insurance providers in Australia, which provide this type of insurance (OSHC). As with any market, they have prices and different profits. But broadly, for consultation and the cost of stay is free.
They are:
NIB (nib.com.au)
BUPA (bupa.com.au)
Medibank (medibank.com.au)
Allianz (allianz.com.au)
They also have a fee calculator for cost estimation.
If you are outside Australia and want to pay for this insurance, in addition to the cost of the calculator, you should also consider the cost of transferring money to Australia, and the administrative costs of banks in Indonesia (all of which sometimes make Budget).
Why not make a payment from Indonesia, without bank fees and the same price? We of Education ONE is an Australian education consultant who helps many students to continue studying in Australia, which has offices in Bali and Perth (Australia).
With this, you only pay an insurance fee (with Australian rate on that day) at our Bali office, and we will pay it to our insurance provider through our Australian office. The result you can get that day as well. Great!
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